Approved Retirement Fund (ARF)

Overview

An ARF is a flexible retirement savings vehicle that allows you to draw income at your own pace after retirement. It provides flexibility, investment control, and can be passed to your heirs.

Key Aspects

Flexible Withdrawals

Draw income at your own pace. No mandatory withdrawal amounts.

Investment Control

Choose how your funds are invested from a wide range of options.

Inheritance

Your ARF can be passed to your heirs, providing financial security for your family.

Tax Efficiency

Manage your tax liability through flexible withdrawal planning.

Tax Benefits

Tax-Free Growth

Investment growth within the ARF is tax-free.

Flexible Tax Planning

Draw income strategically to manage your tax position.

Inheritance Tax Efficiency

Pass your ARF to heirs with tax efficiency.

Important Information

Regulated by the Central Bank of Ireland. All policies comply with Irish insurance regulations and consumer protection requirements.

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